How Much Do You Really Need For Retirement? provides a simple calculator to help you get an idea of how much you could save with a retirement security program.

For example, if you are 25 and would save $150 a month for 40 years? The calculator tells you your time-of-retirement account would hold $262,353 (assuming a modest 5.5 percent compounding rate of return).

AARP’s retirement savings calculator dives deeper! It considers more than just age, savings per month, and years until retirement. It asks you lifestyle questions and considers Social Security benefits to give you a more complete crystal ball of your after-work life.

The AARP retirement calculator also shows if you’re on track to reaching your retirement savings goal.

We recommend giving it a shot … and then joining our conversation to get a retirement savings plan going in Pennsylvania.